Rates and Charges

Rates and Charges

Rates and Charges

INTEREST  RATES AND CHARGES

INTEREST ON DEPOSITS


Sl.No.

Period Slab

Type of Deposit

Individuals 

Institutions

Senior Citizens

    1

              15days to      45 days


Fixed

5.75

5.50

6.25

2

46 to 90 days

Fixed

6.75

6.50

7.25

3

91 to 179 days

Fixed

       7.25

7.00

7.75

4

180 to 364 days

Fixed

7.75

7.50

8.25

5

1 year and below 2 years

Fixed

8.25

8.00

8.75

6

2 years and above

Fixed

8.00

7.75

8.50







7

Recurring deposit

Minimum 1 year & Max 10 years

Recurring

As applicable to FD

As applicable to FD

As applicable to FD

8

Savings Deposit

Savings

 

4


 

 

 

 

 

INTEREST RATES OF LOANS AND ADVANCES

(W.e.f :  01/07/2016)

Sl.No

Type of loan

Slab/Period

Interest rate(%)

1

Gold Loan (Loan on security of Gold ornaments)

3 months

9.5

 

 

6 months

10

 

 

12 months

10

2

Agricultural  Gold Loan

6 months

7

3

GENERAL PURPOSE MORTGAGE LOAN

Up to 1 Lakh

11

 

 

1 Lakh to 2 Lakhs

12

 

 

Above 2 Lakhs

13

4

Consumer and personal loan

Up to 1 Lakh

12.50

 

 

1 Lakh to 2 Lakhs

12.50

 

 

Above 2 Lakhs

12.50

5

Housing Loan

Up to 50,000

11

 

 

3 Lakhs to 5 Lakhs

 

12.50

 

 

5 Lakhs to 10 Lakhs

10

 

 

10 Lakhs to 25 Lakhs

10.75

6

Vehicle Loan

Up to 10 Lakhs

 

11.25

7

CASH CREDIT TO INDIVIDUALS

Upto 4000000

13

8

OVERDRAFT TO INDIVIDUALS

40 lakhs

13

9

TRADERS LOAN

Weekly Instalment

 

12

 

 

Monthly Instalment

12

10

LOANS TO SHG(KUDUMBASHREE)

Upto 3 Lakhs

9

11

LOANS TO JLG

36 months,50000 per individual

12

12

Loans to Professionals(Upto 25 lakhs)

Up to 1 Lakh

11

 

 

1 Lakh to 2 Lakhs

12

 

 

Above 2 Lakhs

13.50

 

 

RATES AND CHARGES FOR SERVICES

LOAN SERVICE CHARGES

(W.e.f 10/09/2014)

Slab

Rate(rupees)

Upto 50000/-

350/-

50001 to 100000

700/-

Above 1 Lakh Upto 5 lakh

Minimum 1000/-,maximum 2500/-(0.5% of the loan amount)

Above 5 lakhs upto 10 lakhs

Maximum 5000/- or 0.5% of the loan amount

Above 10 lakhs to 25 lakhs

Maximum 8000/- or 0.5% of the loan amount

Above 25 lakhs

Maximum 15000/-

 

RENEWAL OF CA(OD)/CC

Slab

 

 

.

 

Rate(Rupees)

Upto Rupees 50000/-

300/-

Above 50000/- upto 100000/-

600/-

100001/-  to 500000/-

@ 0.4% Minimum 600/-, maximum 2000

Above 500000/-

@0.4% Maximum 7500/-

 

 

 

LOCKER SERVICE CHARGES

Sl .No

Size

Locker Rent For 1 Year

Locker Rent For 2 Year

1

Godrej SDL 75 Small

700.00

1,350.00

2

Godrej SDL 75 Medium

1,400.00

2,700.00

3

Godrej SDL 75 Large

2,500.00

4,800.00

4

Chubb SDL 32 small

1,400.00

2,700.00

5

Chubb SDL 32 Medium

2,500.00

4,800.00

6

Chubb SDL 32 Large

4,000.00

7,700.00

7

10 ½ *12   15/16*20   3/8F

2,500.00

4,300.00

8

5  13/16*71/4*20  3/8B

1,350.00

2,600.00

9

12  7/8*7 ¼*20    3/8HI

1,600.00

3,100.00

10

5  13/16*15  14/16*20  3/8E

2,250.00

4,300.00

11

12  3/8*15  3/16*20   3/8H

2,800.00

5,400.00

12

4 ½*5      3/8*20    3/8A

700.00

1,350.00

13

4 ½*12    15/18*20     3/8 C

1,400.00

2,700.00

 

 

1.COMMISSION FOR DD/MT/TT/PAY ORDER

(A)FOR INDIVIDUALS AND INSTITUTIONS OTHER THAN CO-OPERATIVE INSTITUTIONS

 

S.NO

FOR AMOUNTS

RATE OF COMMISSION

1

UP TO Rs.1000.00

Rs.15

2

Rs 1001.00 TO Rs 5000.00

Rs 25.00

3

Rs 5001.00 TO Rs 10000.00

Rs 30.00

4

Rs 10001.00 TO Rs 100000.00

Rs.3.00 PER THOUSANDS

(minimum Rs..30.00)

5

ABOVE Rs.100000.00

Rs.2.00 PER THOUSANDS

(minimum Rs..300.00)

(B)FOR CO-OPERATIVE INSTITUTIONS: 50% OF THE RATE APPLICABLE TO INDIVIDUALS

(C)FOR EMPLOYEES/EX-EMPLOYEES: NO COMMISSION

 

2. COMMISSION FOR COLLECTION OF OUTSIDE BILLS/CHEQUES(OBC) AND INWARD BILLS(OTHER THAN TREASURY BILLS):

(A)FOR INDIVIDUALS AND INSTITUTIONS OTHER THAN CO-OPERATIVE INSTITUTIONS

SL.NO

FOR AMOUNTS

RATE OF COMMISSION

1

UP TO Rs.10000/-

Rs.50.00 PER INSTRUMENTS(INCLUDING POSTAGE)

2

FROM Rs.10001/- TO Rs.100000/-

Rs.100.00 PER INSTRUMENTS(INCLUDING POSTAGE)

3

Rs.100001/- & ABOVE

Rs.150.00 PER INSTRUMENTS(INCLUDING POSTAGE)

  

      (B)FOR CO-OPERATIVE INSTITUTONS : 50% OF THE RATE APPLICABLE TO INDIVIDUALS.

      (C)FOR EMPLOYEES/EX-EMPLOYEES: NO COMMISSION TO BE CHARGED,BUT ACTUAL COSTS SUCH    AS AGENCY,COMMISSION,POSTAGE ETC

 

3.COLLECTION OF PENSION BILLS:

No Commission

4.COLLECTION OF SALARY BILLS:

i.

From local Treasuries

Rs.10.00 per Bill

ii.

From Outstation Treasuries

Rs. 10.00 per Bill + Postage

 

5.COLLECTION OF TREASURY BILLS OTHER THAN SALARY/PENSION BILL:

(A) FOR INDIVIDUALS AND INSTITUTIONS OTHER THAN CO-OPERATIVE INSTITUTIONS

 Rs.4.00 per thousand and part there of subject to minimum of Rs.10.00

(B)FOR CO-OPERATIVE INSTITUTIONS:

50% of the rate applicable to individuals subject to minimum of Rs.10.00 & maximum of Rs.50.00

6. COMMISSION ON REMITTANCE TOWARDS TERM DEPOSIT & LOAN ACCOUNTS IN OTHER BRANCHES

No Commission

7.FOR BREAK OPEN OF SAFE DEPOSIT LOCKER

Rs.100 /- plus actual cost

8.FOR PHOTOCOPY OF PLEDGED DOCUMENTS

Rs .2/- per page subjected to minimum of Rs.25/

 

  • Jun 21
    RUPAY KCC CARD SERVICE INAUGURATED ON 19-06-2017
    Read more...
  • Feb 20
    PDCB IS NOW THE FIRST SOLAR POWERED DISTRICT CO-OPERATIVE BANK IN KERALA
    Read more...
The Palakkad District Co-operative Bank Ltd. All rights reserved.